Business Owner’s Policy(BOP)

Business Owner’s Policy (BOP): Bundled Coverage for your Small Business

BOP’s allows you to bundle the two most important insurance coverage’s — commercial property and commercial liability insurance — into one more cost-effective policy. With just one policy, your business is covered in the case of a fire, a lawsuit, a theft and more. A BOP policy can be personalized to meet the needs of your business.

BOP Policies: The packaged solution

Created for small businesses, the cost of a BOP is often much less than purchasing individual policies. A BOP commonly offers the below:

Property Insurance

    • Protects your businesses’ physical assets, the building and its contents.
    • Typically covers losses caused by a fire or explosions, theft and damage from a vehicle or an airplane.
    • The most common items covered are your building, office equipment as well as any inventory.

General Liability

  • Protects your business and employees against claims for property damage or bodily injury caused by the operations on your premises or your product liability.
  • In the case that your company is sued, it will pay for the cost of any attorney fees and any settlement should you be successfully sued.
  • Protects you as a tenant if you cause any damage to a property that you rent
  • Protects you against claims of false or inaccurate advertising, defamation or copyright infringement

A Team That Always Has Your Back

Owning a business can bring great risks. A small business needs cost-effective coverage that allows flexibility. Metro Coast Insurance has relationships with hundreds of carriers nationwide. Together, you’ll build a game plan that meets the needs of your business and a carrier that will cover you as needed.

Ready to get started?

Learn how WorksitePAY can tailor solutions to help solve your business needs.

Book a demo online and one of our HR Specialists will be in touch to discuss your goals and how Worksite PAY can help you achieve them.

Worksite PAY is the HR outsourcing solution that offers companies coverage of their HR, payroll and benefits administration needs.
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CONTACT US

25950 Acero, Suite #345
Mission Viejo, CA 92691
(833) 967-5736
sales@worksitepay.com
service@worksitepay.com

CONTACT US

25950 Acero, Suite #345
Mission Viejo, CA 92691
(833) 967-5736
sales@worksitepay.com
service@worksitepay.com

RESOURCES